We're following all safety guidelines in-store and online! Learn more.

Finance Buy Now Pay Later

0% APROn baskets over £595And just 15.9% on baskets between £250 – £594
Far lower than you’ll pay elsewhere!

Pay Less at Herne Bay Domestics

Buy appliances on finance with us and pay a lower interest rate than you would at any of our major competitors.

  • 0% APR on baskets over £595
  • 15.9% APR on baskets between £250 – £594
  • 10% deposit (minimum)
  • Fixed monthly payments
  • Options to pay over 3, 6, 9, 12 or 24 months

And there’s no hidden fees!

Frequently Asked Questions

How does interest free finance work?

Interest free finance (also known as 0% finance) allows you to buy the appliance you need now and pay for it over a period of time, without paying any extra money on interest. You’ll pay the exact same amount through interest free finance as you would by paying in full today – you’ll just have longer to spread out the payments.

This allows you to get the appliance in your home now, without the upfront cost. You can get interest free appliances on any basket over £595. And 15.9% finance on baskets between £250 – £594 (which is lower than any of our major competitors!)

How do I buy appliances on finance?

Buying appliances on finance at Herne Bay Domestics is easy. First, click the “Buy Now” button on the appliance you wish to buy. This will take you through to your basket page where you can review your order. Once you are happy with your basket, click the “Proceed to checkout” button (exactly as you normally would when buying appliances from us) and fill out your billing details. If your basket total is over £250, you’ll see the option to pay using “Flexible Finance”. Simply click this option and select the best finance option for you.
buy appliances on finance

Can I choose my deposit amount?

Yes, you are able to choose the deposit amount after selecting your finance option. The minimum deposit amount is 10% of your basket total.

How much do I pay per month?

The cost per month is determined by your basket total and the finance options you choose. You’ll see the exact amount you’ll need to pay per month without committing by adding the products to your basket and going to the checkout. Click “Flexible Finance” to see your fixed monthly payments.

When is the first payment due?

The first payment will be due either 4 weeks from the date the goods were delivered to you, or 4 weeks from the date of the finance agreement, whichever is the latest.

Is there anything I can’t buy on finance?

You can buy any appliance listed on our website through finance, as long as the basket total is over £250. To qualify for 0% finance your basket must total £595 or over.

Can I make additional payments into my account?

Yes you can make additional payments by debit card or cheque. Your monthly installments will remain the same however your finance agreement will be paid off much quicker.

Are there any hidden fees?

No. There are no hidden fees with our finance options. You’ll see a complete breakdown of all fees at the checkout before you commit to buying anything.

The only possible additional fee you may have to pay is the late payment fee – which you won’t have to if you pay your fixed monthly payments on time.

I have a question, who can I contact?

Us! You can call us on 01227 361536 during opening hours and we’ll be more than happy to help.

Have a Question? 01227 361536